Services Page

Emergency Loan

Emergency Loan - Max. up to Rs. 10,000/-

INTEREST

15% p.a. (1.25% p.m.) Reducing Balance


DOCUMENTS REQUIRED

Photo Id Proof (Any like Voter ID Card, Aadhar Card, Pan Card etc.)

Address Proof (Water/Electricity bill, Compulsory)

Rent Agreement (In case of Tenant and Electricity/Water Bill of the Landlord)

1 Latest Passport Size Photo.

2 A / c Payee Cheque (CTS Cheque)


CONDITIONS

Must be a Member of the society.

Share Money and Compulsory Deposit (CD) shall be min. Rs. 1500/- each deposited into the account of the member.

1 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)


LOAN TENURE & CHARGES

Loan Tenure will be max. of 12 months (1 year)

Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.

Processing Charges (2%)

Personal / Regular Loan

Personal / Regular Loan - Max. up to Rs. 2,00,000/-

INTEREST

15% p.a. (1.25% p.m.) Reducing Balance


DOCUMENTS REQUIRED

Photo Id Proof (Any like Voter ID Card, Aadhar Card, Pan Card etc.)

Address Proof (Water/Electricity bill, Compulsory)

Income Proof (3 years ITR, Salary Slip, Affidavit)

3 A/c Payee Cheques (CTS Cheques)

2 Latest Passport Size Photo.

Rent Agreement (In case of tenant. Electricity/Water bill of Landlord compulsory)


CONDITIONS

Must be a Member of the society.

Share Money and Compulsory Deposit (CD) shall be min. 10 % each deposited into the account of the member.

3 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)


LOAN TENURE & CHARGES

Loan Tenure will be max. of 36 months (3 year)

Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.

Processing Charges (2%)

Loan Against Deposit FD

Max. Up to 90% of the deposits.

INTEREST

13% p.a. (1.09% p.m.) Reducing Balance

Processing Charges (2%)


CONDITIONS

Must be a Member of the society.

Must produce the FD Certificate (in case of Loan against FD).

Must produce the original documents in case of Loan against FD.

Loan Against Deposit RD 

Max. Up to 90% of the deposits.

INTEREST

13% p.a. (1.09% p.m.) Reducing Balance

Processing Charges (2%)


CONDITIONS

Must be a Member of the society.

Must produce the FD Certificate (in case of Loan against FD).

Must produce the original documents in case of Loan against FD.